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Government Health Insurance Policies: In Singapore, MediShield Life provides basic, compulsory coverage, while Integrated Shield Plans are optional policies that provide additional benefits. If you are living in Singapore, you should ensure that you have sufficient health insurance coverage in Singapore. Health insurance are insurance products that helps pay partial or the full amount of your medical bill for inpatient and outpatient treatment in a clinic or hospital. Planning to stay at least two years, international health insurance is a must. Cover up to 6 people with a customised plan If health insurance coverage abroad is a worry for you, then upgrading your local health insurance policy to an international health insurance policy may be just what the doctor ordered. Beginners Guide To Understanding How MediShield Life Works Buying private health insurance means you can get access to the same system as a Singapore resident, though often with fewer benefits. 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